Privacy Policy

Last Updated: November 30, 2025

1. Introduction

At FinanceSmartUSA ("we", "our", or "us"), we value your privacy. This policy explains how we handle information when you visit our website. By using our tools, you agree to this policy.

2. Data Collection (The "No-Storage" Promise)

We do not store your financial data. All calculations performed on our calculators (Loan, Mortgage, Tax, etc.) are processed locally in your browser using JavaScript. Your income, debt, and credit score details are never sent to our servers or saved in a database.

3. Cookies & Tracking

We use cookies to improve user experience and analyze traffic.

• Google Analytics: We use this to understand how visitors use our site (e.g., which pages are popular). IP addresses are anonymized.
• Google AdSense: Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. You can opt out of personalized advertising by visiting Google Ads Settings.

4. CCPA Compliance (For USA Residents)

Under the California Consumer Privacy Act (CCPA), California residents have the right to know what personal data is collected and to request deletion. Since FinanceSmartUSA does not collect personal financial data (PII), we do not sell your data.

5. Contact Us

If you have questions about this privacy policy, please contact us at: support@financesmartusa.com.