Terms of Service

Last Updated: November 30, 2025

1. Acceptance of Terms

By accessing FinanceSmartUSA.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

2. Educational Purpose Only (Disclaimer)

Important: The content and tools on this website are for informational and educational purposes only. They do not constitute professional financial, legal, or tax advice.

While we strive for accuracy, tax laws and interest rates change frequently. You should consult with a certified financial advisor or CPA before making significant financial decisions.

3. Limitation of Liability

FinanceSmartUSA shall not be held liable for any errors, omissions, or damages arising from the use of our calculators or content. You use these tools at your own risk.

4. Intellectual Property

All content, code, and calculator logic on this site are the property of FinanceSmartUSA and protected by copyright laws.