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Credit Score Estimator

Answer 5 simple questions to estimate your FICO® Score range.

Check Your Score

Enter details to see your estimated credit range.

Understanding Your Credit Score

Your FICO score is calculated based on five main factors: Payment History (35%), Amounts Owed (30%), Length of Credit History (15%), New Credit (10%), and Credit Mix (10%).

How to Improve Your Score?

  • Pay on time: Set up auto-pay to never miss a due date.
  • Lower utilization: Keep credit card balances below 30% of your limit.
  • Don't close old cards: Length of history matters.

Frequently Asked Questions

Is checking my score here a "hard inquiry"?
No. This is an estimator and does not pull data from credit bureaus, so it won't affect your score.