Tax Update

2025 Tax Brackets & Standard Deduction

By Santosh Paighan • Updated: November 2025

The IRS has adjusted federal income tax brackets and the standard deduction for inflation. This means you might owe less tax this year, or get a bigger refund.

Estimate Your Refund

Use the new 2025 brackets to see your potential refund.

Refund Calculator

New Standard Deductions for 2025

  • Single Filers: $15,000 (Up from $14,600)
  • Married Jointly: $30,000 (Up from $29,200)
  • Head of Household: $22,500 (Up from $21,900)

Why does this matter?

Because the standard deduction is higher, more of your income is tax-free. If your salary didn't increase significantly, your taxable income is lower, meaning you keep more money.

Action Step: Update Your W-4

If you want to see this extra money in your paycheck now (instead of waiting for a refund next year), ask your employer for a new W-4 form and adjust your withholdings.

SP

Written by

Santosh Paighan

Founder of FinanceSmartUSA.

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